Attention homeowners: Real estate appraisal services for in Selbyville and Sussex County

The top 7 reasons why DE homeowners need B.U. Murphy Appraisals, LLC.:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Sussex county's assessment of your property
  3. Remove PMI to cut their mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a DE divorce, where real estate property needs to be divided
  7. Settle an estate in DE by determining the true market value of property in question

Need help determining the price of your house in or near Selbyville, DE?
Contact B.U. Murphy Appraisals, LLC..

We at B.U. Murphy Appraisals, LLC. understand the special needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at B.U. Murphy Appraisals, LLC., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you get rid of undesirable PMI insurance.

Challenge Sussex county's assessment of your property

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from B.U. Murphy Appraisals, LLC. is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. B.U. Murphy Appraisals, LLC. can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a veteran appraiser double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? B.U. Murphy Appraisals, LLC. offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.